Additional Monthly Debts

Additional Monthly debts DO include:

• Credit card payments
• Instalment loans - like car/boat/motorcycle payments
• Student Loans not deffered for the next 12 months
• Mortgages that aren't on the subject property
• Home Equity loans

Additional Monthly debts DO NOT include:

• Anything payment that was not loaned to you first
• Utility Bills
• Phone Bills
• Cable Bills