Throughout the home buying process, there may be several mortgage-based terms mentioned that are either new or haven’t been part of a familiar conversation for quite some time. One of

The term Adjustable-Rate Mortgages (ARMs) may carry a sense of apprehension for potential homebuyers. However, ARMs are some of the best loan products in today’s current environment, specifically for Jumbo

If you are an active or retired member of the United States military you may be eligible to qualify for a VA home loan, which offers great benefits that can

Closing Day is set! You’ve done it, you’re excited, your loan is “clear to close”, and ALL you have left to do is deliver your closing funds to the title

What is a Loan Estimate?A Loan Estimate (LE) is a three-page document borrowers receive three business days after applying for a mortgage. It provides a summary of the loan terms,

In short, the absolute answer is yes. But why? First, it’s important to recognize that human beings are genetically pre-disposed to default to the negative in most situations and buying