Spire Financial Blog

Our blog has a wealth of free information you can use to educate yourself on loans and refinancing.

How Much Can You Get on a Cash-out Refinance?

How Much Can You Get on a Cash-out Refinance?

After figuring out what a cash-out refinance is and the financial benefits it can offer, one may be left with one important question – how much can I get from a cash-out refi? For most conventional cash-out refinance loans, homeowners are only allowed to borrow at most 80% of their home value. Th…

At A Glance: Steps to Take When Buying A Home

If you’ve decided to buy a home, it’s essential to determine your long term goals, your financial state, and if you qualify for a home loan. The entire home buying process can be challenging, especially if you’re a first-timer. Remember, making a mistake when purchasing a home can be very expensi…

Real Estate Agent’s Secret Weapon 2022 | New Cash Buyer Program

Colorado Real Estate Agents have a new way, in 2022, to turn buyers into cash offers. Today in Denver, less than a thousand homes are currently on the market. For a balanced market, we likely need about 10x that amount. Just an incredible shortage. Cash offers right now are swooping in and sna…

Big Mistakes You’re Doing | 2022 Winning Home Offers

Today’s real estate market is absolutely crazy. I want to do a quick video on how to get your offer accepted in this nutty real estate market. As of the time of this video, there are about 1,800 homes on the market here in Denver. In a healthy market, we need about 10,000. This puts a tremendou…

Timeline, Tips, and Pitfalls to Avoid | First-Time Home Buying

So you want to buy a home? When should you start the process? One month out? Three months? Six? What’s the average timeline of events when you buy and most importantly what’s the biggest mistake almost everybody makes in their first home?   Timeline So you want to buy a home but you…

How To Buy A House On A Budget: Most Important Steps To Take

One of the greatest life investments that you can make is purchasing a home. This involves a lot of processes that make research and adequate preparation essential to making the right decision. Since a home is a long-term investment, there should be no room for mistakes in the buying process. If …
Steps to Get a Cash-Out Refinance

Steps to Get a Cash-Out Refinance

The procedure of closing a cash-out refinance isn’t very different from that of a traditional mortgage refinance. It’s a fairly simple process, and as long as you meet all the requirements, you should have a simple time applying and getting a cash-out to refinance.    Step 1 – Find Out the …

WAY MORE THAN YOU MIGHT THINK! | Calculate What Home You Can Afford

What can your current rent payment get you if you bought a home instead? Do you need a 20% down payment? No. How much do you need? Are there special programs available? Yes. How do you differentiate the different loan types and what you can afford? Let’s answer all these questions and more. …
Is a Cash-Out Refinance a Good Idea?

Is a Cash-Out Refinance a Good Idea?

The option to tap into your home equity and get paid cash by taking a bigger mortgage seems like an excellent idea. However, it’s important to think things through when making any financial decision. If you have been building your equity for a while, you may be able to get a lot of money from a c…

10 Tips To Find The Property Of Your Dreams

Finding the property of your dream is easy if you know how to go about the process. However, if you’re a beginner, you might fail to get it right on the first attempt. This means you’re at a higher risk of losing some money and still getting a property you didn’t want. Below are 10 top tips for f…

A Lending Hand for Financing Home Mortgages

Spire Financial (A Division of AmeriFirst Financial Inc.) brings lending expertise to you. All of our loan officers offer personalized communication for every client, guiding them through the process. We can show you ways to maximize your finances and unlock future opportunities. Spire Financial keeps you in control of refinancing, debt consolidation, and home equity. Together, we can achieve your financial goals.

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Disclaimer


Spire Financial, a division of AmeriFirst Financial, Inc. 303-595-0110, 602-842-1644 in AZ. © 2022. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. Visit https://amerifirstloan.com/pages/state-licensing for all state licenses information. Visit NMLS Consumer Access at https://www.nmlsconsumeraccess.org/

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