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Spire's "Blog" Posts

Stay Ahead in the Ever-Changing Home Buying Market with Spire: Your Trusted Source for Industry News and Insights.

first time homebuyer

5 Steps To Finding The Perfect Home

Purchasing a new home is a great and exciting experience. On the other hand, it can be overwhelming. Finding a perfect home involves many activities and processes. If you’re a

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closing costs

How Much Does Refinancing A Mortgage Cost?

Refinancing a mortgage allows you to change your current loan terms and benefit in various ways, including getting lower interest rates, lower monthly payments, equity for purchasing a second property,

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home equity
cash-out refinance

What is Equity?

The term equity is the ownership of assets associated with liabilities or debts. In a mortgage, equity is the portion of your home that you truly ‘own’. Until you clear

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loan rate

When Can You Lock in a Mortgage Rate?

Financing a home without a mortgage is really difficult. It’s why many homebuyers take out mortgages. But, mortgage interest rates frequently fluctuate, even within an hour. Unfortunately, we cannot predict

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