Helping people accomplish their homeownership dreams and financial goals is truly my passion, and it is a great honor to be able to provide my services to others. Born and raised in Colorado, I absolutely adore helping people plant roots in the place I am so proud to call home.

It excites me to help educate anyone and everyone willing to listen about the ins and outs of home loans, different loan products, and tips/tricks to help folks maximize their situation. I truly feel that home ownership is one of the most powerful tools for individuals to gain wealth and stability, and I am deeply grateful to help serve the needs of anyone on a home ownership journey.

From the early stages of learning how to get pre-approved, all the way to the closing table, and when it comes time to refinance, I am here every step of the way. I strive to make it as easy as possible!

In my non-office time, I enjoy my family time with my awesome husband and son and our very goofy floofy pup. Together, we love football, baseball, camping, cooking, movies, and spending a lot of time with our closest friends.

Connect With Cristin Natho


A Lending Hand for Financing Home Mortgages

Spire Financial (A Division of AmeriFirst Financial Inc.) brings lending expertise to you. All of our loan officers offer personalized communication for every client, guiding them through the process. We can show you ways to maximize your finances and unlock future opportunities. Spire Financial keeps you in control of refinancing, debt consolidation, and home equity. Together, we can achieve your financial goals.



V.I.P. Mortgage, Inc. DBA Spire Financial does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. For state specific licensing, visit www.vipmtginc.com/national-licenses/. V.I.P. Mortgage, Inc. is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. V.I.P. Mortgage, Inc. is approved to participate in FHA programs but the products and services performed by V.I.P. Mortgage, Inc. are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.

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