Here's The Basics
Borrower documents are reviewed in detail by Underwriting, the loan approval decision-makers. When loan conditions are satisfied, borrowers are Spire Key approved. Adds a lender assurance for $15K to your offer – makes it MUCH stronger and feels similar to a cash offer due to extensive underwriting review.
Unlock The Door To Your Next Home With Ease
Spire Key Approval is complimentary and typically only takes about a week on the front end to finalize. You can still make offers on homes during the underwriting process as your mortgage professional will have already provided pre-approval.
How It Helps
- True Competition with Cash Offers
- Loan Conditions Deadline Can Be Waived
- Faster Closings
- $15K Assurance Your Loan Will Close — Removing Stress and Guesswork While Adding Certainty
A Lending Hand for Financing Home Mortgages
Spire Financial (A Division of AmeriFirst Financial Inc.) brings lending expertise to you. All of our loan officers offer personalized communication for every client, guiding them through the process. We can show you ways to maximize your finances and unlock future opportunities. Spire Financial keeps you in control of refinancing, debt consolidation, and home equity. Together, we can achieve your financial goals.