Is a Conventional Home Loan Right for You in St. Paul?
Approximately 35 to 50 percent of house purchasers choose conventional loans. If you have good credit, these home loans provide several advantages, including the ability to eliminate mortgage insurance if you put down 20 percent. Any buyer in St. Paul with a good credit score or who can afford a large down payment should seriously consider a conventional home loan.
The Versatility of Conventional Purchase Loans in St. Paul
Conventional loans, unlike FHA or VA loans, can be utilized to purchase investment properties and second residences. If you need help buying a vacation house or speculative property, this form of purchase financing might be ideal for you.
Advantages of Conventional Loans in St. Paul
Spire Financial provides lending professionals to ensure you take advantage of all the benefits that conventional loans provide. These acquisition loans assist you in acquiring new properties for investment purposes, therefore growing your holdings. A conventional home loan is appropriate for anyone in St. Paul with a steady salary and good credit.
A Lending Hand for Financing Home Mortgages
Spire Financial (A Division of AmeriFirst Financial Inc.) brings lending expertise to you. All of our loan officers offer personalized communication for every client, guiding them through the process. We can show you ways to maximize your finances and unlock future opportunities. Spire Financial keeps you in control of refinancing, debt consolidation, and home equity. Together, we can achieve your financial goals.