Tag: adjustable-rate

Fixed-Rate Mortgage VS Adjustable-Rate Mortgage (ARM)

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A mortgage on your home is a long-term investment, generally lasting anywhere from 15 to 30 years. All homeowners need to decide if they want to have a fixed rate of interest on that mortgage with steady and unchanging monthly payments or dip a toe into the complex world of an adjustable rate mortgage...

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When Is It Worth It To Refinance?

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Mortgage refinancing entails repaying an old loan and replacing it with a new one. Homeowners remortgage for a variety of reasons:      To get a lower rate of interest     To reduce the duration of their mortgage     To convert a variable-rate mortgage (ARM) to a fixed-rate mortgage (FRM),...

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