Tag: equity

Why is Equity Important in a Cash-out Refinance?

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When you read through the requirements of an Arizona mortgage cash-out refinance, equity will be at the top of the list, next to a good credit score and a low debt-to-income ratio. The entire idea of getting cash out to refinance is based on a home’s equity. This is why cash-out refinance is described...

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home equity

What is Equity?

  • Blog
The term equity is the ownership of assets associated with liabilities or debts. In a mortgage, equity is the portion of your home that you truly ‘own’. Until you clear off your mortgage, your lender will always have an interest in your property. For many homeowners, equity can be a powerful...

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Spire Financial, a division of AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 303-595-0110. © 2022. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. Visit https://amerifirstloan.com/pages/state-licensing for all state licenses information. Visit NMLS Consumer Access at https://www.nmlsconsumeraccess.org/

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