Tag: FHA Loans

Who Qualifies For FHA Loans?

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A Federal Housing Loan (FHA) is a government-backed mortgage that helps individuals finance a home easily compared to other loans. It’s given to those with a low credit score or debts. This loan is also available to those who have become bankrupt or have other financial issues.   What Is a FHA Loan?  This...

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What is the Minimum Downpayment for a Conventional Loan?

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Many house owners are at least familiar with what mortgages are and how they work. However, prospective homeowners or aspiring real estate dealers are new to the term. A mortgage is a loan any prospective homeowners take from a lender to purchase or maintain a home and pays it back with time. Typically,...

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Disclaimer

V.I.P. Mortgage, Inc. DBA Spire Financial does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. For state specific licensing, visit www.vipmtginc.com/national-licenses/. V.I.P. Mortgage, Inc. is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. V.I.P. Mortgage, Inc. is approved to participate in FHA programs but the products and services performed by V.I.P. Mortgage, Inc. are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.

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