Tag: fixed-rate loans

Comparing Fixed-Rate Loans: 30-Year vs 15-Year

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When trying to determine what mortgage is best, the biggest considerations are time and money.  A 30-year mortgage is the usual choice for many homebuyers, but that doesn’t necessarily mean it is the right choice. A 30-year mortgage allows you to make smaller payments over a longer period of time....

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Fixed-Rate Loans: What to Know Before Buying

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There are several mortgage loans options available for a home purchase, each with its own advantages and requirements. One of the most popular types of mortgages for homebuyers is a fixed-rate loan.  What is a Fixed-Rate Loan?  Mortgage loans are available with two main types of interest rates: fixed...

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Fixed-Rate Mortgage VS Adjustable-Rate Mortgage (ARM)

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A mortgage on your home is a long-term investment, generally lasting anywhere from 15 to 30 years. All homeowners need to decide if they want to have a fixed rate of interest on that mortgage with steady and unchanging monthly payments or dip a toe into the complex world of an adjustable rate mortgage...

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When Is It Worth It To Refinance?

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Mortgage refinancing entails repaying an old loan and replacing it with a new one. Homeowners remortgage for a variety of reasons:      To get a lower rate of interest     To reduce the duration of their mortgage     To convert a variable-rate mortgage (ARM) to a fixed-rate mortgage (FRM),...

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The Basics of Fixed Rate Loans: What to Know Before You Buy

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There are several mortgage loans options available for a home purchase, each with its own advantages and requirements. One of the most popular types of mortgages for homebuyers is a fixed-rate loan.   What is a Fixed-Rate Loan?  Mortgage loans are available with two main types of interest rates:...

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Information About Fixed-Rate Loans

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Fixed-rate loans, financing options that do not vary over their term, are very popular with homeowners for several reasons. Unlike rent, which may be changed by your landlord with little notice, fixed-rate loans remove uncertainty about monthly housing expenses, as it is held constant over the life...

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Spire Financial, a division of AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 303-595-0110. © 2022. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. Visit https://amerifirstloan.com/pages/state-licensing for all state licenses information. Visit NMLS Consumer Access at https://www.nmlsconsumeraccess.org/

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