Tag: fixed-rate loans

Comparing Fixed-Rate Loans: 30-Year vs 15-Year

  • Blog
When trying to determine what mortgage is best, the biggest considerations are time and money.  A 30-year mortgage is the usual choice for many homebuyers, but that doesn’t necessarily mean it is the right choice. A 30-year mortgage allows you to make smaller payments over a longer period of time....

Continue reading

Fixed-Rate Loans: What to Know Before Buying

  • Blog
There are several mortgage loans options available for a home purchase, each with its own advantages and requirements. One of the most popular types of mortgages for homebuyers is a fixed-rate loan.  What is a Fixed-Rate Loan?  Mortgage loans are available with two main types of interest rates: fixed...

Continue reading

Fixed-Rate Mortgage VS Adjustable-Rate Mortgage (ARM)

  • Blog
A mortgage on your home is a long-term investment, generally lasting anywhere from 15 to 30 years. All homeowners need to decide if they want to have a fixed rate of interest on that mortgage with steady and unchanging monthly payments or dip a toe into the complex world of an adjustable rate mortgage...

Continue reading

When Is It Worth It To Refinance?

  • Blog
Mortgage refinancing entails repaying an old loan and replacing it with a new one. Homeowners remortgage for a variety of reasons:      To get a lower rate of interest     To reduce the duration of their mortgage     To convert a variable-rate mortgage (ARM) to a fixed-rate mortgage (FRM),...

Continue reading

The Basics of Fixed Rate Loans: What to Know Before You Buy

  • Blog
There are several mortgage loans options available for a home purchase, each with its own advantages and requirements. One of the most popular types of mortgages for homebuyers is a fixed-rate loan.   What is a Fixed-Rate Loan?  Mortgage loans are available with two main types of interest rates:...

Continue reading

Information About Fixed-Rate Loans

  • Blog
Fixed-rate loans, financing options that do not vary over their term, are very popular with homeowners for several reasons. Unlike rent, which may be changed by your landlord with little notice, fixed-rate loans remove uncertainty about monthly housing expenses, as it is held constant over the life...

Continue reading

equal-housing-opportunity-logo-svg-vector-White

Disclaimer


V.I.P. Mortgage, Inc. DBA Spire Financial does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. For state specific licensing, visit www.vipmtginc.com/national-licenses/. V.I.P. Mortgage, Inc. is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. V.I.P. Mortgage, Inc. is approved to participate in FHA programs but the products and services performed by V.I.P. Mortgage, Inc. are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.

2022 © Spire Financial

WEBSITE & SEO by NATIVERANK

Contact Us (303) 595-0110