Tag: home equity

home equity

What is Equity?

  • Blog
The term equity is the ownership of assets associated with liabilities or debts. In a mortgage, equity is the portion of your home that you truly ‘own’. Until you clear off your mortgage, your lender will always have an interest in your property. For many homeowners, equity can be a powerful...

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Cash Out Refinancing in 2022

  • Blog
So today we’re going to discuss all things cash out refinance. What is it? How do I qualify? and How much can I take out? But before we get into the cash out rules, it’s important to understand the concept of equity and how you can leverage your home equity to achieve other financial...

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Disclaimer


V.I.P. Mortgage, Inc. DBA Spire Financial does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. For state specific licensing, visit www.vipmtginc.com/national-licenses/. V.I.P. Mortgage, Inc. is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. V.I.P. Mortgage, Inc. is approved to participate in FHA programs but the products and services performed by V.I.P. Mortgage, Inc. are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.

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