Tag: loan rate

When Can You Lock in a Mortgage Rate?

  • Blog
Financing a home without a mortgage is really difficult. It’s why many homebuyers take out mortgages. But, mortgage interest rates frequently fluctuate, even within an hour. Unfortunately, we cannot predict the fluctuations. That’s why many people choose a mortgage lock to prevent paying a higher...

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How Much of a Difference Does 1 Percent Make on a Mortgage?

  • Blog
Buyers are always searching for a way to get a leg up in getting their offer accepted. This requires getting pre-approved for a loan prior to submitting an offer. If you are looking to secure a home loan, know these factors that affect mortgage rates and how this could impact your monthly payments. Best...

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Disclaimer

V.I.P. Mortgage, Inc. DBA Spire Financial does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. For state specific licensing, visit www.vipmtginc.com/national-licenses/. V.I.P. Mortgage, Inc. is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. V.I.P. Mortgage, Inc. is approved to participate in FHA programs but the products and services performed by V.I.P. Mortgage, Inc. are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.

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