Tag: loan rate

When Can You Lock in a Mortgage Rate?

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Financing a home without a mortgage is really difficult. It’s why many homebuyers take out mortgages. But, mortgage interest rates frequently fluctuate, even within an hour. Unfortunately, we cannot predict the fluctuations. That’s why many people choose a mortgage lock to prevent paying a higher...

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How Much of a Difference Does 1 Percent Make on a Mortgage?

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Buyers are always searching for a way to get a leg up in getting their offer accepted. This requires getting pre-approved for a loan prior to submitting an offer. If you are looking to secure a home loan, know these factors that affect mortgage rates and how this could impact your monthly payments. Best...

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Spire Financial, a division of AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 303-595-0110. © 2022. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. Visit https://amerifirstloan.com/pages/state-licensing for all state licenses information. Visit NMLS Consumer Access at https://www.nmlsconsumeraccess.org/

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